Home Insurance
From waterfront properties to suburban homes, we protect what's most valuable to you — including coastal-specific risks that standard policies often miss.
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Colonial Beach, Virginia
Your family, your business, your future — who's really looking out for all of it?
At Mckenney Insurance, we believe protection shouldn't come from a call center. It should come from a neighbor who knows your name, your home on the coast, and exactly what matters to you.
100%
Locally Owned
24/7
Claims Support
5★
Community Rated
What We Cover
Insurance solutions built around your life
Whether you're protecting a coastal home, a family vehicle, or a small business, we craft policies that fit — not ones that leave gaps.
Auto Insurance
Comprehensive, collision, liability — or a blend tailored to your driving habits and budget. We shop multiple carriers so you get the best rate.
Learn moreLife Insurance
Term, whole, universal — we help you find the right balance of coverage and affordability so your family is protected no matter what comes next.
Learn moreBusiness Insurance
General liability, property, workers' comp, and more. We understand the unique challenges of running a business along the Virginia coast.
Learn moreUmbrella Policies
Extra liability protection when your standard policies aren't enough. One of the most affordable forms of coverage — and one of the smartest.
Learn moreClaims Assistance
A claim shouldn't feel like a battle. We advocate for you from the first call through the final settlement, making sure you're treated fairly.
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Trusted
Local Agency
About Us
Let's Talk
More than an insurance agency — we're your neighbors
Mckenney Insurance has been a fixture in Colonial Beach for years, serving individuals, families, and businesses across the Northern Neck of Virginia. We're not a national call center with a local address — we're your neighbors, and your protection is our livelihood.
When you call us, you reach a real person who knows your policy, your history, and what matters to you. When you have a claim, we're in your corner — not buried in a queue.
Locally owned and operated
Personalized coverage reviews
Multiple carrier comparisons
Claims advocacy included
Why Mckenney
What makes a difference when it counts
Insurance is about promises. Here's what ours looks like in practice.
We listen first
Every conversation starts with your story — your home, your risks, your goals. We don't sell policies; we build protection plans.
We compare, not just quote
We work with multiple top-rated carriers to find the right balance of coverage and price — not just the cheapest option.
We're here when it matters
Claims happen at 2 AM, not during business hours. Our team is reachable when you need us most — not hidden behind a menu tree.
We know this coast
Colonial Beach has unique risks — flooding, storms, seasonal vacancies. We understand them and structure coverage accordingly.
Client Stories
Hear from people we've had the privilege to serve
"After a storm damaged our roof, Mckenney handled everything — from the initial call to the adjuster visit. They made a stressful situation feel manageable."
"I switched from a national company and wish I'd done it sooner. Here, they actually know my name and my policy details. It makes all the difference."
"They took the time to explain every option without pressure. I finally understand what I'm covered for — and what I wasn't."
Common Questions
Everything you need to know before you call
We get the same questions regularly. Here are honest answers — and if yours isn't listed, give us a call. We're happy to help.
Ask Us DirectlyYes — and here's why. Standard home policies don't cover flood damage, and in the Colonial Beach area, even properties outside mapped flood zones have experienced water damage. A small investment in flood coverage can prevent a catastrophic loss.
Most quotes are ready within 24 hours. For straightforward policies like auto or renters, we can often provide a preliminary quote on the same day. Complex commercial policies may take a bit longer as we compare multiple carriers.
Absolutely. Bundling home and auto insurance is one of the most popular ways our clients save — and it's one of the simplest ways to simplify your life. We'll show you the combined savings before you commit.
Not at all. When you have a claim, you call us first. We help you document the damage, communicate with the carrier, and make sure your claim is processed fairly and promptly. You're never on your own.
Yes — and we make sure you're aware of every discount you qualify for. That includes bundling discounts, claims-free discounts, loyalty rewards, and more. We review your policy annually to ensure you're getting every saving available.
Get In Touch
We'd love to hear from you
Whether you need a quote, have a question, or just want to chat about your coverage — reach out. We're right here in Colonial Beach.
Visit Us
505 Colonial Ave
Colonial Beach, VA 22443-2007
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